Life InsuranceFinancial experts consider life insurance an essential ingredient to sound financial planning. Not only that, life insurance can give your family peace of mind in a difficult time. Life insurance can provide cash when it's needed most.
Life insurance can be used to:
- Replace income for dependents?
- Pay final expenses or pay "death" taxes
- Create an inheritance for your heirs
- Serve as a source of savings
- Allow you to make significant charitable contributions
With life insurance, you've got two options: permanent or term life insurance. Permanent life insurance builds cash value for you to use for expenses later in life such as supporting your spouse with ongoing income or distributing wealth to future generations. Term life insurance comes in 10, 15, 20, and 30-year terms––and is generally used for short-term goals. You may use term insurance to pay off mortgage or send kids to college.
To find out more about what life insurance policy might be right for you and your family, please call me 773-562-3600.
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